You're paying for 12 tools. Which 3 actually pay back?
List the tools you pay for, the monthly cost, and the hours each one saves you. We'll give a per-tool verdict and a net annual position across the stack.

Your stack
One row per tool you pay for. Estimate hours saved per week — be honest, not generous.
Your numbers
Net annual position
+£14,600
Savings (£16,100) minus stack spend (£1,500).
Stack monthly cost
£124
Annual savings
£16,100
Best performer
ChatGPT Team — £8,900 net / year
Worst performer
Slack — £-400 net / year (Drag)
What this means
Your stack is paying back
Net position is strong. The next question is whether you can push further — the quiz surfaces three quick wins.
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Owners typically pay for 8-15 SaaS or AI subscriptions and can’t name which are paying back. This tool gives a per-tool verdict and a single net annual position so you can see the shape on one screen.
For each tool we compute: hours saved per week × hourly value of that time × 46 working weeks. That’s the annual value. Subtract monthly cost × 12 to get the net. Ratio of value to cost determines the verdict — Earning its keep (3x+), Marginal (1-3x), Drag (below 1x).
The 3x threshold accounts for switching cost and time spent maintaining the tool, not just licence cost. A tool that breaks even on time saved alone is usually losing money once you include onboarding and admin around it.