You're paying for 12 tools. Which 3 actually pay back?
List the tools you pay for, the monthly cost, and the hours each one saves you. We'll give a per-tool verdict and a net annual position across the stack.

Your stack
One row per tool you pay for. Estimate hours saved per week — be honest, not generous.
Your numbers
Net annual position
+£14,600
Savings (£16,100) minus stack spend (£1,500).
Stack monthly cost
£124
Annual savings
£16,100
Best performer
ChatGPT Team — £8,900 net / year
Worst performer
Slack — £-400 net / year (Drag)
What this means
Your stack is paying back
Net position is strong. The next question is whether you can push further — the quiz surfaces three quick wins.
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Owners typically pay for 8-15 SaaS or AI subscriptions and can’t name which are paying back. This tool gives a per-tool verdict and a single net annual position so you can see the shape on one screen. To see where the team’s time goes as well, try the staff time audit.
For each tool we compute: hours saved per week × hourly value of that time × 46 working weeks. That’s the annual value. Subtract monthly cost × 12 to get the net. Ratio of value to cost determines the verdict — Earning its keep (3x+), Marginal (1-3x), Drag (below 1x).
The 3x threshold accounts for switching cost and time spent maintaining the tool, not just licence cost. A tool that breaks even on time saved alone is usually losing money once you include onboarding and admin around it.